Personal finance education for India
Free EMI, SIP & tax calculators for India
Run EMI, SIP and income tax estimates with clear inputs and assumptions, then read plain-language explanations of the numbers behind them.
Calculator directory
Start with the calculation you need
Each tool shows its inputs, assumptions and results before any explanation, so you can see how the numbers are built.
EMI for home and car loans
Estimate the monthly instalment for a loan from principal, interest rate and tenure.
SIP and mutual funds
Project how a monthly SIP could grow at an assumed rate of return. Results are illustrative, not predictions.
Income tax regimes
Compare the old and new income tax regimes using the deductions and inputs you choose.
How we approach it
Explain the assumptions before the answer
SIPCalcHub is an educational reference. Every calculator lists the inputs and assumptions it uses, and every glossary entry explains the concept in plain language. A calculator can help you explore different scenarios; it cannot predict investment returns or tell you what to invest in.
We do not sell financial products, and we are not a SEBI-registered advisor. For decisions that depend on your own circumstances, check the current rules and speak with a qualified professional.
Learn the concept behind the number
Browse plain-language glossary terms and step-by-step guides on SIP, EMI, Section 80C and more.